Capital Alliance Underwriting Changes

Members younger than 35 years old, on schemes with more than 100 members, are granted cover above the scheme’s free cover limits up to the following maximums:

Death Benefits: R 4 000 000
Permanent Disability Benefit: R 1 800 000
Income Replacement Benefit: R 20 000 per month (inclusive of the Waiver of Premium benefit)

  • Only available to schemes with core benefits where no member level benefit choices exist.
  • Offered on Death, Permanent Disability and Income Replacement Benefits.
  • At age 36, the granted cover in terms of this concessionary practice will remain, however, any increases will be underwritten as normal.
  • When the member reaches the expiry age, any unused benefits cannot be carried forward.

Should you require more information, please contact your Associate or the office.

Thank you and regards,
The TSA Team

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