TSA Product Information – Benefit Maximums

Disability Income benefit

  • Old Mutual: R200,000 pm Flat and Scale (maximum applies to the sum of the PHI benefit plus Employer Waiver)
  • Capital Alliance: R165,000 pm Flat
  • Sanlam: R165,000 pm Flat and Scale
  • Hollard: R120,000 pm Flat or R60,000 pm Scale

Employer Waiver

  • Old Mutual: 20% of Annual Salary (maximum rand amount is R200,000 for the sum of the PHI benefit plus Employer Waiver)
  • Capital Alliance: R37,000 pm, up to 20%
  • Sanlam: R40,000 pm
  • Hollard: R24,000 pm Flat or R15,000 pm on 100% Scale, up to 20%

Please note that the maximums shown above are the default maximums in each insurers TSA policy. Please do not hesitate, however, to contact us to discuss cover amounts beyond these maximums when required.

Thank you and regards,
The TSA Team

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