Definition:

The Critical Condition Benefit is an advance lump sum payment of all or part of the Death Benefit and provides financial protection in the event of certain critical illnesses.

This is an accelerated benefit.

Options available:

Standard coverA claim is payable only once in the event of a traumatic illness

Re-instatement options:

The participating employer can choose no reinstatement or the option of allowing reinstatement when a member survives 31 days after a critical condition incident.

Pre-existing conditions:

For more information and a detailed list of traumatic illnesses and injuries covered by Capital Alliance please contact your Associate or the office.

Thank you and regards,
The TSA Team

You’ll find all back issues of TSA Connect by visiting our blog and you can do that by clicking here.

All information provided in TSA Connect newsletters is intended to inform and explain, but please remember to always check the current terms on policies when considering options and advising clients.