Accident Plus:
Where a member with cover above the Evidence of Health limit is declined or does not go for underwriting, Accident Plus will provide insurance against accidental causes for the difference between the Evidence of Health limit and their full potential cover, even if the Evidence of Health limit is zero. This means that members will still have access to their cover in some form, right up to the product maximum.
Accident Plus also eases the administrative burden of restating premiums based on declined cover, since premiums will always be based on full potential cover. This feature is standard in Group Life, Lump Sum Disability, and Income Protection products.

Should you require more information, please contact your Associate or the office.

Thank you and regards,
The TSA Team

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