Our industry can be a minefield of terminology and fine print, but at TSA we like to keep things simple and simply put – if one of our insurers (Sanlam, Old Mutual, Capital Alliance or Hollard) has a benefit, then that’s a benefit we can get for you. For example…
| Group Life Cover Pays if a member dies. |
Education Cover Pays education fees for dependent children after a member’s death. |
| Income Protection Disability Cover Pays up to 75% of a member’s salary on a monthly basis if they’re unable to perform their regular occupation. |
Income Protection Top-Up Cover Pays an additional 25% of a member’s salary for certain causes of disability. |
| Employer Reimbursement Cover Refunds the employer in full for the salary paid to the member in the waiting period. |
Medical Aid Premium Waiver Cover Pays the medical aid contributions for up to 24 months on successful Income Protection Disability claims. |
| Lump Sum Disability Cover Pays a lump sum amount should the member become totally and permanently disabled. |
Trauma Cover Pays an amount should the member contract a traumatic illness. |
| Accident Cover (death and bodily loss) Pays an amount should the member die or suffer any form of bodily loss due to an accident. |
Spouse’s Cover (death and disability) Pays an amount should the spouse of a member die or become totally and permanently disabled. |
| Funeral Cover Pays an amount should the member, their spouse, or their child die. |
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